Fuzzy Time Series Markov Chain adalah kombinasi dari dua metode: deret waktu fuzzy (Fuzzy Time Series, FTS) dan rantai Markov (Markov Chain). Tujuannya adalah untuk memperoleh probabilitas terbesar dengan menggunakan matriks probabilitas transisi Markov. Acknowledgement: Dimas Adriansyah (who provide the original code, the code has been modified for the purposes of this research)

DQLab Finance is a financial company with multiple branches that provides financing to the community. Since its establishment in January 2020, DQLab Finance has been expanding by opening new branches every month. Each branch has agents responsible for identifying and recording potential partners who may apply for loans from the company. Thus, it is important to monitor the performance of each branch.